Pay at Your Own Pace – Affirm Payments

With Affirm*, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments.

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.

Pay With Affirm

Prequalify now OR Just select at checkout

Choose 4 interest-free payments paid every two weeks or monthly installments.

For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR

Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Choose how to pay
Pick the payment plan you like best. You’ll never pay more than you agree to up front.
Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text & email.

Buy with confidence

With Affirm, you always know exactly what you’ll owe & when you’ll be done paying.

Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.

FAQs

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email & text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the Canada or Canadian territories. This helps Affirm verify it’s really you who is creating your account & signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.

*When advertising Affirm with your product, please include the following disclosure in the footer of the given Advertising Content: “Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.”